Welcome to Bay Island! This rare waterfront property offers breathtaking panoramic views of Treasure Cove that leads to the Chesapeake Bay. Perfect for boating enthusiasts, it provides ample space for a large boat. The main floor features a living room and dining area, complemented by a spacious kitchen with a breakfast area. Step outside to a huge deck that showcases stunning views--great for entertaining or enjoying water views. This level includes three bedrooms, including the primary suite with a wonderful view of the water, plus an additional room that can serve as a fifth bedroom or office. Downstairs, the finished basement boasts a family room complete with a gas fireplace and bar area, a generous rec room, a fourth bedroom, and a full bathroom. This could easily be turned into an in-law suite. Enjoy the outdoors year-round on the covered patio with a built-in barbecue plus garden room for extra storage.